3 Easy Steps!

                 Get Pre-approved!

 Non-QM Borrowers?

We Require our Non-QM Borrowers

to take 1 Extra Step...

Click to download a Personal Financial Statement

Many times our Non-QM borrowers have a strong balance sheet but their income is too complex for most lenders, in many cases the PFS can reveal additional income or financial strength that isn't always on the tax return. Other examples of Non-QM borrowers is where they've experienced a negative credit event.

Clients that have recently sold a company and they are currently unemployed but have exceptional assets, high levels of liquidity and other investments. Many times Clients are considered Non-QM simply because they're self-employed and their tax returns are reflective of low net income. 

Other examples of Non-QM: Foreign National Applicants, Irrevocable Trust Vesting Applicants, Blind Trust Applicants, Clients that want to purchase prior to selling their current (departing) residence. We have a Cross-Collateral product that is unparalleled that will allow as little as 10% down up to 5.0M purchase price. 


2852 E. Coast Hwy

Corona del Mar CA 92625


949-734-7274 Phone

310-701-4633 Cell

949-734-7274 Fax

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Jeff Edwards Mortgage Non QM Loans


© copyright Jeff Edwards Group 2017

 equal housing lender


Equal Housing Lender. Jeff Edwards CA Real Estat Broker with the DRE #01292919 NMLS 40338 are Broker affiliates of Insignia Mortgage (NMLS BRE #01969620, NMLS #1277691) located at 9595 Wilshire Blvd. Suite #205, Beverly Hills CA 90212 and CMA Financial Group (DRE 01960001 NMLS 1588399) located at 2852 E. Coast Hwy, Corona del Mar CA 92625. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under CA law, or any other applicable law.